2024-2025 Commercial Real Estate Community Development Banking Analyst Program-Los Angeles, CA

Full-time • Los Angeles, California, United States • $80k - $83k / year • 4d ago

JOB DESCRIPTION

Start your career working alongside nationally-recognized real estate professionals, drawing from the full spectrum of the firm's resources to develop customized financial solutions to meet client needs.

Who we are

The Commercial Real Estate (CRE) group at J.P. Morgan prides itself on leveraging its industry knowledge to offer best in class financial solutions across all major real estate asset types: multifamily, retail, office and industrial properties. We work with national and regional clients across the entire real estate sector, including developers, investors, owners, operating companies, investment funds, real estate investment trusts, and non-profit organizations. Working here means joining a collaborative, supportive team. We want your diverse perspective to help us develop the next wave of products and solutions for our clients. We’ll provide everything you need to be successful – from training and mentorship from senior leaders to projects that engage all your skills.

Community Development Banking (CDB): Provides financial solutions that support the growth of affordable housing and revitalization of low-and moderate-income communities across the U.S. working alongside CDB Bankers, Underwriters, and Treasury Services Payments partners.

What you can expect

Our 2025 CDB Analyst program will provide you with a valuable experience in Commercial Real Estate as well as knowledge of Commercial Banking as a whole. The program is 2.5 years in duration and is rotation based, offering Analysts experience in various Lines of Business within CDB including: Community Development Banking Real Estate, Historic Tax Credits, New Market Tax Credits, Treasury Services, and Intermediaries Lending. Analysts will receive targeted training with exposure to both Credit Risk and Banking/Originations.

The program, which starts June 2025, provides CDB Analysts with the ability to develop a strong foundation of analytical skills across a range of asset classes needed for a successful career in Commercial Real Estate. You’ll work with real estate professionals on a team, drawing from the full spectrum of the firm's resources to develop customized financial solutions to meet client needs.

You’ll begin the program with an intensive training program where you will learn about our products and services, clients and business practices. Under the leadership of our lending and training professionals, you will gain in-depth knowledge of accounting, Commercial Banking, Commercial Real Estate, underwriting, financial statement analysis, pro-forma modeling, risk grading, cash flow analysis, and credit structuring.

Upon the completion of your initial training, you will spend the duration of your program in our Los Angeles office, and will begin your first rotation in Community Development Banking. Upon successful completion of the 2.5 year CDB Analyst Program, you may be promoted to Associate.

Job Responsibilities

Perform financial modeling & risk grading to support transactions
Analyze Collateral & markets
Prepare marketing materials for use in client meetings (covering topics such as financing alternatives and industry / market trends & analysis)
Analyze Sponsorship & guarantor
Assisting in the completion of credit approval memos and annual reviews
Summarize key deal metrics and facts for new loan letters of intent
Support sales teams with ad-hoc requests, property inspections and market research
Monitoring and management of Portfolios
Learn about treasury services tailored to commercial real estate and end to end sales process using a variety of internal sales tools
Developing an understanding of the full breadth of J.P. Morgan products and service offerings

Required Qualifications, capabilities, and skills

Exceptional verbal and written communication skills
Excellent problem solving and critical thinking skills
Strong attention to detail
Ability to thrive in a collaborative work environment
Degree completion prior to June 2025
Enrolled in good standing at an accredited university in the U.S.

Preferred Qualifications, capabilities, and skills

Coursework or previous internship in real estate, finance, accounting or economics a plus

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

This role is not eligible for employer sponsored immigration support of any kind.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.

Commercial Banking provides credit and financing, treasury and payment services, international banking and real estate services to clients—including corporations, municipalities, institutions, real estate investors and owners, and not-for-profit organizations.